Jewelry Insurance Claims — Claim preparation checklist
Julio C. Ortega | Active Claim Adjusters LLC
(786) 547-6751 | activeadjusters@gmail.com

1. Identify the piece
Receipts, photographs, appraisals, grading reports, hallmarks, model numbers, and serial numbers when available.

2. Describe what happened
A factual timeline of the loss or damage, its location, and relevant reports or correspondence.

3. Keep the policy together
Declarations, the item schedule, endorsements, limits, deductibles, and the insurer’s written position.

4. Support the proposed remedy
Qualified repair findings or replacement descriptions that address the actual item’s characteristics.

Preserve original records. Notify your insurer promptly and follow your policy duties. Do not send sensitive records in an initial email. Coverage depends on your policy and facts; this checklist does not determine coverage.